Lawrence (Larry) is an international consultant, speaker and recognized industry expert in predictive analytics and portfolio management, credit marketing and fraud prediction/detection. He is co-author of the book, Lifting the Rocks, Finding the Gold, the leading reference among lending and credit risk management professionals. In the area of Decision Sciences, Mr. Dukes has authored a U.S. Patent in the technical area of predictive modeling and decision management. He currently is Principal of Aurum Consultants, Inc., an international consulting and analytics firm serving clients in North America, Europe and the Pacific Rim. A small sampling of his client list includes Verizon, Bank of New York, The Cleveland Clinic, John Deere, Hydro-Quebec, Telecom Malaysia, MasterCard International and Schering-Plough.
Larry has over 20 years experience in information technology and risk management for the financial, telecommunications and healthcare industries. Prior to his current role with Aurum, Larry was Senior Vice President of Fair, Isaac & Co., the world’s leader in scoring science technology. Prior to his tenure with Fair Isaac he was a Principal of Credit & Risk Management Associates, Inc. (CRMA), an international credit risk management and technology consulting firm in Baltimore, Maryland. CRMA was selected to the Inc. 500 and several lists of the fastest growing technology firms in the U.S. before being acquired by Fair, Isaac in 1996. His depth of experience and eye for innovation continues to be instrumental in helping new industries apply proven risk management practices. Larry’s range of industry expertise includes payment systems, merchant and consumer fraud identification (application and transaction), merchant and issuer risk management, consumer lending and small business lending, health care insurance, telecom and utility portfolio management.
Larry has provided training and education services to companies around the world and has served as an Adjunct Professor to New York University through AT&T University and the faculty of MasterCard University. He holds a Bachelor’s Degree in Business Administration from Loyola and a Master’s Degree in Information Technology from Johns Hopkins University.






